Risk Disclosure

Please read this Risk Disclosure Statement carefully. Swift Trading describes the general and specific risks associated with trading and investing in Virtual Assets through the use of Swift Trading's products and services that you may request access to from time to time.

Trading and/or investing in Virtual Assets is speculative and complex in nature, and associated with various financial risks. Using Virtual Assets and any related networks and protocols also involves cyber risks. You should only use, trade, and/or invest in Virtual Assets if you are willing to assume such risks. As with any asset, the value of Virtual Assets can increase or decrease at any moment, and there can be a risk that you lose money buying, selling, holding, or investing in Virtual Assets. It is your duty to learn about all the risks involved with Virtual Assets and any related protocols and networks. You should consult with your financial, legal, or tax advisors regarding your specific circumstances and financial condition and carefully consider whether trading or holding Virtual Assets, or your usage of our products and services is suitable for you.

Swift Trading may provide educational information about Virtual Assets in order to assist you in learning more about such Virtual Assets. Information may be included on Swift Trading's website or social media platforms in the form of blog posts, articles, links to third-party content, news feeds, tutorials, and videos. By signing up with Swift Trading, you understand that Swift Trading is not making any recommendations to make a specific investment, trade, or to use any specific investment strategy. Swift Trading does not provide any investment, legal, tax, or any other sort of advice and you should not treat any of the content on the Swift Trading website or social media platforms as such. You are solely responsible for deciding whether any investment, trade, investment strategy, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance.

This statement is not meant to be an exhaustive list of risks associated with using, trading, or investing in Virtual Assets, or our products and services. There may be additional risks that we have not foreseen or identified as part of this statement. This statement should be read alongside Swift Trading's Client Agreement, which governs your access to and usage of Swift Trading's products and services.

Please note the following general risk disclosures associated with Virtual Assets:

Virtual Assets are not legal tender or backed by a government, and accounts and value balances are not subject to government protections.

The value of the Virtual Asset may be derived from the continued willingness of market participants to exchange Fiat Currencies for the Virtual Assets, which may result in the potential for permanent and total loss of value of a particular Virtual Asset should the market for that Virtual Asset disappear.

The volatility and unpredictability of the price of a Virtual Asset relative to Fiat Currencies may result in significant loss over a short period of time.

Trading in Virtual Assets may be susceptible to irrational market forces, which may result in a decrease in demand of a Virtual Asset without legitimate reason or evidence.

The nature of Virtual Assets may lead to an increased risk of financial crime.

The nature of Virtual Assets may lead to an increased risk of fraud and/or cyber-attack.

Transactions in Virtual Assets may be irreversible, and accordingly, there is limited or, in some cases, no mechanism for the recovery of lost or stolen Virtual Assets (e.g. due to accidental or fraudulent transactions).

Virtual Assets are being transacted and monitored via new technologies (including distributed ledger technologies). This involves various risks including, but not limited to: loss of anonymity of Virtual Asset holders (i.e. transactions may, depending on the nature of the Virtual Asset, be recorded on a public ledger); irreversibility of transactions (i.e. accidental or inaccurate transactions or cyber-attacks may lead to irrecoverability of funds); or transaction settlement failures (i.e. network congestion or hackers may prevent transactions from being completed on the network, or government authorities and regulators may ban transacting in or with Virtual Assets generally).

There is no assurance that an individual or institution who accepts a Virtual Asset as payment today will continue to do so in the future.

The nature of Virtual Assets also means that technological difficulties experienced by Swift Trading may prevent the access to or use of your Virtual Assets.

Any links to Virtual Assets related activity outside the remit of our applicable regulators (e.g. FSRA in the ADGM, or otherwise), which may be unregulated or subject to limited regulation, may result in a higher degree of risk for the usage of or reliance on a particular Virtual Asset.

Regulatory changes or actions by regulators and government authorities may adversely affect the use, transfer, exchange, and value of a Virtual Asset.